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If your bike is old enough, contact Haggerty Insurace in Traverse City for classic/vintage rates. If you use an independent insurace agent, they can check for you:

www.Hagerty.com

I insure a '74 FLH for an agreed value of $10k for $250 a year.
 

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I have Progressive and am paying $315 a year for full coverage on a springer and $225 for full on a Sportster. You have to remember the state is taking something like $125 each Vehicle for the catastrophic insurance. I think this price isn't too bad, but I also live 200 miles north of Detroit where the theft rate isn't too high yet.
 
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